The Financial Register.

Inward fraud & financial crime, explained for Gen Z

What it looked like from the inside, before anyone knew.

Each file follows one situation from the first friendly message to the frozen account. Read the one closest to yours — the pattern is easier to see in someone else’s story than in your own.

These are the desk’s founding composites — patterns assembled from public documentation and reader reports, not the file of any one person. Reader-sourced case files replace them as editors publish them.

Your “partner” → your account → goneYour “partner”YOUGone
High riskRomance scamsComposite

The online partner who turned a bank account into a money tunnel.

A woman in her fifties, recently widowed, met a man on a dating app who said he was a marine engineer working offshore. They spoke every day for four months.

Read this case