Cash net profit after tax increased 7% to $11 billion for the year ended 30 June 2026, the bank said in its full-year results. Pre-provision profit rose 6% to $16.5 billion and return on equity lifted to 14.0%, supported by customer and volume growth with the underlying net interest margin broadly stable.

CBA grew at or above system rates across all five core domestic product categories — home lending, business lending, consumer finance, household deposits and business deposits — marking the first time the bank has achieved this and the first time any major Australian bank has done so in 15 years. Operating income increased 6%, while investment spend rose 6% to $2.4 billion as the bank continued to invest in customer service, technology and fraud prevention.

Loan impairment expense increased 9% to $788 million, reflecting portfolio growth and cost-of-living pressures. Home loan arrears rose to 0.73% and personal loan arrears to 1.72%, though provision coverage remained strong at 1.53% of credit risk weighted assets, commbank.com.au reports.